Federal Direct Loan
To complete online EXIT counseling click here.
Perkins Loan
To complete online EXIT counseling click here.
Accessing the Campus Partners Web site will allow you to:
- Pay your Perkins loan.
- Sign-up for auto-draft of your Perkins loan.
- View your Perkins account.
- Update your Perkins account profile.
NSLDS / National Student Loan Data System
Accessing the NSLDS / National Student Loan Data System provides you with:
- A central database for all your federal student loans
- The amount(s) for your federal student loans
- The servicer(s) of your federal loans
Federal Loans and Work-Study Amount Request Form
To change your Federal Direct Loan click here.
Federal Direct Student and Parent Loans
The Federal Direct Loan:
- a low fixed interest rate of 3.4% for the subsidized loan
- a low fixed interest rate of 6.8% for the unsubsidized loan
- available to students who have filed the FAFSA and are enrolled for a minimum of 6 credits per semester
- loans are borrowed directly from the federal government
- Federal Direct loan Master Promissory Note (MPN) and Entrance Counseling required
To complete the New MPN for student loans (Federal Direct loan MPN) click here
After logging on to Web site, select the “Sign in” button.
Enter the following information:
- Your correct Social Security number
- The first two letters of your LAST name
- Your birthday mm/dd/yyyy
- Your FAFSA pin number
- Submit
To complete Federal Direct Loan Entrance Counseling click here
After logging on to Web site, select the “Sign in” button.
Enter the following information:
- Your correct Social Security number
- The first two letters of your LAST name
- Your birthday mm/dd/yyyy
- Your FAFSA pin number
- Submit
The Federal Direct Parent loan for undergraduate students (PLUS):
- enables parents with a good credit history to borrow for each dependent child who is enrolled for a minimum of 6 credits per semester
- have a fixed interest rate of 7.9%
- loans are borrowed directly from the federal government
- St. Bonaventure University Federal Direct Parent PLUS loan application required
- Federal Direct PLUS loan Master Promissory Note (MPN) required
- Application Service Center Phone Number 1-800-557-7394
For information about borrowing a Federal Direct Parent PLUS loan click here.
To print a copy of the St. Bonaventure University Federal Direct Parent PLUS loan application click here.
To apply for a Federal Direct Parent PLUS loan and complete the Master Promissory Note click here.
After logging on to Web site, select the “Sign in” button.
Enter the following information:
- Your correct Social Security number
- The first two letters of your LAST name
- Your birthday mm/dd/yyyy
- Your FAFSA pin number
- Submit
The Federal Direct PLUS loan for graduate students:
- enables graduate students with a good credit history to borrow for themselves
- to qualify for the Federal Direct Graduate PLUS loan, graduate students must be taking at least 6 credit hours per semester, are required to file the FAFSA, and must have exhausted their maximum federal Stafford loan eligibility for the school year
- loans have a fixed interest rate of 7.9%.
- loans are borrowed directly from the federal government
- St. Bonaventure University Federal Direct Graduate PLUS loan application required
- FederalDirect Graduate PLUS loan Master Promissory Note (MPN) and Entrance Counseling required
- Application Service Center Phone Number 1-800-557-7394
For information about borrowing a Federal Direct Graduate PLUS loan click here.
To print a copy of the St. Bonaventure University Federal Direct Graduate PLUS loan application click here.
To apply for a Federal Direct Graduate PLUS loan and complete the Master Promissory Note click here.
After logging on to Web site, select the “Sign in” button.
Enter the following information:
- Your correct Social Security number
- The first two letters of your LAST name
- Your birthday mm/dd/yyyy
- Your FAFSA pin number
- Submit
To complete Federal Direct Graduate PLUS loan Entrance Counseling click here.
After logging on to Web site, select the “Sign in” button.
Enter the following information:
- Your correct Social Security number
- The first two letters of your LAST name
- Your birthday mm/dd/yyyy
- Your FAFSA pin number
- Submit
Alternative Loans
Before borrowing an Alternative loan, check into other financing option such as a tuition payment plan through TuitionPay Sallie Mae or Tuition Management Systems. Be sure to exhaust all fixed rate federal loan options first; Federal Perkins, Federal Direct and Federal Parent PLUS loans.
Alternative loans are available to students and parents through various major lenders. Interest rates and fees are generally based on the FICO score of the borrower and co-signer. Usually students need a credit worthy co-signer to improve their chances of being approved. With a co-signer, students may receive a lower interest rate which means less interest will be paid over the life of the loan. A co-signer can be a parent, guardian, or relative who has established a good credit history, has steady income, and the ability to repay the loan if the student is unable. Before borrowing an Alternative loan, the student and cosigner should understand the loan is in both the student’s and the co-signers name. If the student cannot make payments on the loan, the co-signer is fully responsible for repaying the loan.
Most Alternative loans have variable interest rates. Depending on the lender, the interest rate is usually based on Libor or Prime rates and may change monthly or quarterly. Interest on the loan begins accruing after the first disbursement. Many lenders defer interest payments while the student is in school, although some lenders require interest payments. When possible, we recommend the student pay accrued interest while in school and during the six month grace period.
You may apply for an alternative loan through any lender you choose. If you do not have a lender in mind, we offer a list of lender options. Each lender’s loan programs were reviewed by a generic Request for Information (RFI); based on the most common questions lenders are asked on school's RFI. All lenders participating in student loans programs were eligible to submit a proposal. We selected lenders based on borrower immediate benefits, customer service for the student and for the school, competitive pricing, interest rates, fees, terms and conditions, deferment options, ease of processing for the student and the school, compatibility with the school’s disbursement process, lender strength, and borrower requests. When choosing a lender remember to review back end borrower and repayment benefits, whether the loan will be sold after disbursement, and who will service the loan after disbursement and while in repayment.
Click here to view the list of lenders provided by www.elmselect.com.
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